Privacy Policy & Cookie Policy

01. Overview

Our Privacy Policy contains important information about your personal data. We strongly recommend that you read it carefully.

SettlePay is an innovative digital wallet that acts as a bridge between fiat banking and the new digital world of cryptocurrencies. With SettlePay you can send, receive, exchange and spend cryptocurrency and fiat money on the same platform.

At SettlePay, we respect your privacy and are committed to protecting your personal data. This Privacy Policy describes the types of personal data we collect, how we use it, how we share it, your rights and how to contact us.

We believe in transparency and are committed to providing you with clear and concise information about our privacy practices. If you have any questions or concerns, please do not hesitate to contact us."SettlePay", "we", "our" or "us" means the SettlePay organization responsible for collecting and using personal data in accordance with this Privacy Policy. It differs depending on your jurisdiction.

The term "Services" in this Privacy Policy refers to the products and services provided by SettlePay, which may include solutions offered by SettlePay. Our "Business Services" are the services that SettlePay offers to entities known as "Business Users" who provide us with personal data of their customers ("End Customers") as part of their business activities.

02. Collection and Use of Personal Data

We collect and use Personal Data depending on your Services and activities. In different contexts, "you" may mean an End User, Representative or Visitor:

1. If you are doing business with a Business User, but do not interact directly with SettlePay, we will consider you an
   "End Customer".
2. If you are acting on behalf of an existing or potential Business User, we will consider you a "Representative".
3. If you visit the Site without logging into a SettlePay account or communicating directly with SettlePay, we will consider you a "Visitor".

Personal data we collect:

• Registration and contact information. We collect your name and login information for your account. We also receive information about you from third-party data providers for advertising, marketing, and communicating with you. We may also use your location to provide you with relevant services and information.
• Identification information. We require your contact information, including your name, mailing address, telephone number and email address, to comply with our financial partner and regulatory requirements. We collect personal information about you, such as your ownership interest in the Business User, your date of birth, and government identifiers associated with you and your Business User. You may also provide bank account information.
• Forms. When you fill out a form on SettlePay, we collect the information you provide. We may also use information about your location.
• Transaction Data. We receive Transaction Data and a history of your transactions with the Business User. We may also collect information that you enter in a checkout form, even if you do not complete the form or make a purchase from the Business User.

How we use and share Personal Data:

We provide services to you using your Personal Data. These services include security, sanctioning, delivery, support, personalization, and notifications related to the Service.

We also use your Transaction Data to provide business users with payment-related business services. This includes processing online payment transactions, calculating sales tax, billing, invoicing, and performing accounting tasks.

We use your Personal Data to detect and prevent fraud for you, our Business Users and our financial partners. We use information collected through cookies and similar technologies to personalize your experience, improve relevance and navigation, measure engagement, and tailor content about SettlePay and our Services to you.

When you interact with our website SettlePay.com, we use the information collected to answer your questions and provide opportunities for communication.

03. Cookie Policy

Our website uses cookies to improve your browsing experience and provide you with personalized content. Cookies are small data files that are stored on your device when you visit our website. They allow us to remember your preferences and provide you with relevant content and advertising.

We use both session cookies, which are deleted when you close your browser, and persistent cookies, which remain on your device until they expire or until you delete them. You can control the use of cookies by changing your browser settings.

By using our website, you consent to our use of cookies in accordance with this policy. If you do not agree to our use of cookies, you should disable them or refrain from using our website.

04. Changes to the Privacy Policy

Please note that this Privacy Policy may change from time to time. Therefore, we encourage all users to review it periodically, as we will provide a notice on our website with the relevant updates when such changes occur.